Yesterday an HTC rep leaked that Virgin is receiving the new HTC One V in a couple months, it will have a very nice 5MP camera with flash:
HTC One V heading to Metro PCS, Virgin Mobile and US Cellular - SlashGear
Looking at your usage and if you consider coverage a high priority, I would look at Page Plus. They use Verizon's network and are fairly large. There are two plans you would probably be interested in:
The 12: 250 minutes, 250 texts, and 10MB of data for $12/month
1200 Talk n Text: 1200 minutes, 3000 text messages, 100MB of data for $29.95/month
Most used Verizon phones work on it, although VZW's prepaid ones (InPulse) do not, as well as the iPhone. Most Android phones work, including the Droid/Droid X series. You can activate it through a dealer online (I've heard great things about
Kitty Wireless, although their website looks like it came from 1997), or at a
brick and mortar store.
20-21st and Sigel st
Yesterday, 10:11 PM in South Philadelphia